What's an Accident-Only policy?

Accidents can happen to the best of us, especially when you have young or very active pets. Our Accident-Only plan was created to provide you with peace of mind in case an unexpected injury or accident happens! This plan a super affordable option for budget conscious families, first time pet parents, or senior pets with pre-existing illnesses. Plus, you can sign your pet up starting at just 7 weeks old with no upper age limits.

As the name explains, this plan will help reimburse you for the cost of treating sudden accident-related injuries such as car accidents, bites, burns, broken bones, and even fractured teeth. Accident-only plans will not cover breed-specific health issues or illnesses or routine/preventative care visits including wellness exams, vaccinations, or teeth cleanings.

What's Covered

If your pet suffers from an accident-related injury, we want to help provide your pet with as much medical care as necessary, with a plan that meets your personal budget and needs. Our Accident-Only plan provides coverage for the actual cost of veterinary treatment for any eligible accidental injury suffered by your Pet unless excluded by your policy. 

This includes:

  • Abrasions
  • Accidental poisoning
  • Bite wounds & insect stings
  • Broken bones
  • CT scans & MRIs
  • Cuts & lacerations
  • Emergency Care
  • Eye injuries
  • Foreign body ingestion
  • Hospitalization
  • Laboratory tests
  • Punctures
  • Sprains
  • Surgery
  • Torn nails
  • X-rays & ultrasounds

This plan does not cover illnesses such as cancer, allergies, diabetes, and kidney failure. For comprehensive pet insurance coverage, check out our Illness & Injuries plans which also cover illnesses and hereditary/congenital conditions.

*Please note these coverages do not apply toward wellness or preventative care visits such as vaccinations, dental cleanings, and/or flea and tick preventatives. Please see Routine Care to view our wellness plan options.

*Pets who've suffered from previous illnesses such as Addison's Disease, Cushing's Disease, Cancer, Diabetes, Feline Leukemia Virus (FELV), and/or Feline Immunodeficiency (FIV) are eligible for an Accident-Only plan!

For more information, click to view a sample Accident-Only policy.